We thought our search for a daily face moisturizer with sunscreen ended way back in March 2009, when we endorsed Kiehl's Facial Fuel Moisturizer with SFP 15. This stuff was indeed facial fuel, until Kiehl's messed with the formula in about October 2013, replacing the subtle cologne-esqe fragrance and eye-opening skin energization with the weight and grease of a cheap sunscreen.
A few deadstock tubes of the Kiehl's Facial Fuel OF from eBay got us through until we discovered Neutrogena's Age Fighter Face Moisturizer with Sunscreen SPF. (If you don't have a few wrinkles and lines yet, you will, and Retinol is effective at fighting them.) Cheap, and well reviewed, this is not a bad product, although it burns like a MFer and if you get it in your eyes you temporarily go blind.
Enter Verso Day Cream. Invented in Sweden by Lars Fredriksson, it is formulated with a kinder, gentler Retinol (Retinol 8) that claims to be eight times more effective than Retinol in the same dosage, and yet paradoxically, doesn't feel like you're applying a flamethrower to your face. It smells great, has SPF 15, and has made our faces glow brighter than Rudolph's nose while he's banging Vixen. The only downside: you'll have to hide this from your SO, because once they try it, they steal it. You have been warned.